Founded in 1997, Eastern Virginia Bankshares is the holding company for EVB, a community bank that operates more than two dozen branches in -- believe it or not -- eastern Virginia. Targeting individuals and local business customers, the bank offers such standard retail services as checking and savings accounts, money market accounts, CDs, IRAs, and credit cards. Residential mortgages make up nearly half of the the company's loan portfolio, which also includes commercial real estate, construction, business, and consumer loans. Subsidiary EVB Financial Services owns interests in companies that offer investments and insurance.